We're proud to be a family-owned business built on trust, transparency, and the belief that insurance should empower people, not overwhelm them.
Insurance Dynasty was founded in 2022 by Ledys Morales and Mirna Perez, two Cuban-American women with a shared commitment to protecting families, businesses, and futures. As family by marriage and partners in business, they bring together different strengths and one united mission: make insurance simpler, smarter, and more personal.
Mirna and Ledys immigrated to the United States in 2011 and 2018, eventually settling in Tampa, Florida. Like many immigrant families, they started from scratch and worked their way up, supporting other family ventures along the way. One of those ventures, Home Therapist (a residential HVAC and plumbing company), showed them firsthand the risks small businesses face and the critical role the right insurance coverage plays in long-term success.
That experience became the foundation for Insurance Dynasty. We're not just here to sell policies. We're here to help clients make confident, informed decisions that protect what matters most. From navigating complex commercial coverage to securing peace of mind at home, we offer practical guidance and honest advice in both English and Spanish.
Co-Founder
Ledys co-founded Insurance Dynasty bringing a passion for helping families and businesses secure their futures. She combines hands-on small-business experience with a deep understanding of Florida's unique coverage challenges.
Co-Founder
Mirna co-founded Insurance Dynasty leveraging her experience in small business to provide insightful insurance solutions. She specializes in commercial coverage, contractors, and helping new Florida businesses get registered & protected from day one.
These aren't just slogans on a wall. They shape how we shop carriers, how we explain policies, and how we show up after the sale.
Honest, straightforward advice. We tell you when you don't need a policy as quickly as when you do.
We treat clients like our own. That means returning calls, answering questions, and being there when something goes wrong.
We work with the strongest carriers, study the policies, and stay current on Florida law so you don't have to.
Plain-language policy reviews in English or Spanish. No jargon, no surprises, no fine-print games.
We live and work in Tampa Bay. We know the carriers that play fair in Florida and the ones that don't.
Available 24/7 for urgent claims assistance. Call our main number and follow the prompts.
Free, no-obligation quote in 24 hours. Hablamos Español.